Team AI Cost Calculator
Compare the total monthly cost of buying individual subscriptions for everyone, a business/team plan, or metered API access, for a team of a given size.
Pricing last verified 2026-08-12. API context/pricing data verified 2026-08-07.
The API estimate assumes a medium-length request (~500 input, ~800 output tokens) on that provider's balanced-tier model — see the AI Cost Calculator to model a specific prompt directly.
Monthly cost comparison
Sources
- OpenAI: https://chatgpt.com/pricing/?type=team
- Anthropic: https://claude.com/pricing
Frequently asked questions
Why would a team plan ever cost more than individual subscriptions?
A team/business plan bundles in admin controls, centralized billing, and (depending on provider) data-handling guarantees that individual consumer plans don't offer — for a small team with light usage, that overhead can cost more per seat than everyone simply having their own individual subscription.
When does API access make more sense than seats for a team?
When usage is uneven across the team, or when AI is being called from within a product or internal tool rather than a chat interface — API pricing charges only for actual usage, which can be cheaper than paying for a full seat for someone who uses AI lightly or irregularly.
Does this include enterprise-tier pricing?
No — both ChatGPT Enterprise and Claude Enterprise are custom-priced (contact sales), so they aren't included in this comparison. This tool covers self-serve Business/Team tiers and metered API pricing, which are the two options with published, comparable rates.